Free Tool · CTC Calculator

CTC to Take-Home calculator.

Calculate your monthly take-home with PF, ESI, Professional Tax, and TDS — Old vs New regime comparison included.

Based on FY 2025-26 rates. PF ceiling ₹15,000. ESI threshold ₹21,000. Standard deduction ₹75,000 (New) / ₹50,000 (Old).

Monthly breakdown

Basic₹25,000
HRA₹10,000
Special allowance₹11,750
Gross salary₹46,750
PF (Employee 12%)− ₹3,000
Professional Tax (KA)− ₹200
TDS (New regime)− ₹0
Take-home (New)₹43,550

New regime

₹43,550/mo
Annual TDS: ₹0
✓ Better for you

Old regime

₹43,550/mo
Annual TDS: ₹0

Need exact calculations with all components? Run payroll with PeopleOS.

Start free